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Rewards

Rewarding your effort, not your balance

Pick a goal that matters to you. Earn at each milestone and for keeping a streak going. Everyone follows the same path, whatever their income.

Goals you can choose

  • Emergency fund

    Build a cushion in your own savings account.

  • Debt payoff

    Bring a balance down, one payment at a time.

  • Budget adherence

    Stay within the budget you set in Playbook.

  • On-time bills

    Pay your bills by their due dates.

  • SAGE lessons

    Work through financial lessons with SAGE.

  • Credit score improvement

    Track your score with your permission and watch it move.

Milestones

A reward when you reach each one.

25%
50%
100%

Streak bonuses

Consistency counts. Keep making progress month after month and earn a bonus on top of your milestones.

Good to know

  • Rewards are for your own goals only. There are no drawings, sweepstakes, prizes or leaderboards.
  • Progress is checked from your own account data with your permission, never self-reported.
  • Savings count toward a milestone once they've stayed in your account for 30 days.
  • Goal resets are limited each year.
  • Rewards are funded by our partners and are limited per person each year.
  • Lignum VI never holds or moves your money.

Full details, including reward values and yearly limits, are in the Rewards terms.