How it works

Four steps, at your own pace

Lignum VI rewards steady effort toward goals you choose. Your money stays in your own account the whole time.

1
Sign in with StockGitter
Use your StockGitter account. If you've already built a financial profile and Game Plan in Playbook, Lignum VI reuses it instead of asking again.
2
Choose your own goal
Build an emergency fund, pay down a debt, stick to your budget, pay bills on time, finish SAGE lessons or improve your credit score. You set the target.
3
Give read-only permission
We check progress from your own account data, with your consent. We can see balances and payments; we can never move money. You can withdraw permission whenever you like.
4
Reach milestones and keep a streak
Earn a reward at 25, 50 and 100 percent of your goal, plus streak bonuses for consistency. Rewards are the same whatever your income.

The ground rules

Progress comes from your account data so milestones are fair for everyone.

Money saved toward a goal counts once it has stayed in your account for 30 days.

You can reset a goal a limited number of times a year, so progress stays real.

Nothing changes your Playbook Game Plan unless you choose “Add to Gameplan” and confirm.